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So, get a legal document drafted by a professional and ensure you are covered when someone uses your investigative services. You may also want to look at certain types of insurance, which provide added protection for property damage and other legal problems you could encounter. At the end of the day, good preparation makes all the difference. Common legal problems faced by businesses. These are the seven most common legal issues that businesses can avoid. 1. Business formation. Every business needs to start on the right footing and this includes the structure of the business. The wrong business structure for the type of business can have serious tax and legal consequences.